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Ecommerce profit margins: Where online sellers lose money on margins
Marketplace fees, ad commissions, and returns drain online sellers. Census counts e-commerce at 17.1 percent of retail sales; fee schedules show where margin goes.
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Sba loans explained: How SBA loan programs set terms and odds
SBA loan programs guarantee shares of lender loans under published caps: 7(a) to $5 million, 504 to $5.5 million, with 103,000 financings in fiscal 2024.
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Small business failure rate: What survival data really says about small business
BLS survival tables show about 80 percent of new employer establishments clear year one, half clear year five, and a third reach year ten.
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How does cryptocurrency work — Cryptocurrency explained without the hype: ledgers, mining and volatility
How the technology actually works, what it is legally treated as, and why the price moves so much.
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Labor unions today — Union renewal: what the numbers say about organized labor today
Membership is down overall, but the private-sector gap and the legal right to organize explain where new drives are looking.