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Sba loans explained: How SBA loan programs set terms and odds
SBA loan programs guarantee shares of lender loans under published caps: 7(a) to $5 million, 504 to $5.5 million, with 103,000 financings in fiscal 2024.
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Money
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Whistleblower protection laws: Whose disclosures the law protects and whose it doesn't
Federal whistleblower protection runs sector by sector, with filing windows from 30 days under the OSH Act to 180 days under Sarbanes-Oxley. The statutes decide which disclosures count.
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Small business failure rate: What survival data really says about small business
BLS survival tables show about 80 percent of new employer establishments clear year one, half clear year five, and a third reach year ten.
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What is the federal reserve: What the Federal Reserve can and cannot do
The Federal Reserve sets interest rates, supervises banks, and lends to banks in stress. It does not set taxes or pass the budget; Congress wrote its mandate in statute.
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What is probate: What probate does to an estate after death
Probate is the court-supervised settling of a person's estate after death: the court validates the will, an executor pays debts, and heirs receive what remains.
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Business insurance explained: What insurance a growing company actually needs
A growing company maps insurance to exposure: the SBA's six common policy types, state workers' compensation rules that differ by state, and a comparison habit that keeps coverage in step with headcount and assets.
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How does cryptocurrency work — Cryptocurrency explained without the hype: ledgers, mining and volatility
How the technology actually works, what it is legally treated as, and why the price moves so much.
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Ai impact on jobs — AI and the labor market: which tasks get absorbed, and which skills gain value
Automation tends to take tasks, not whole jobs. That distinction decides who is exposed — and what to build next.
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How Do Tariffs Work — How Tariffs Work: Winners, Losers and Prices
A tariff is a tax a government places on imported goods, paid by the importer. Here is who wins, who loses, and why prices move when tariffs change.
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What is GDP — GDP Explained: What It Measures and What It Misses
GDP is the standard yardstick of economic growth, but it has blind spots. This guide explains what it measures and what it leaves out.